Friday, August 27

Heidi Behrens-Benedict (D WA-8th CD)

“I would recommend running for Congress to anyone. It is a profound and wonderful thing,” says Heidi Behrens-Benedict.

The Bellevue-based interior designer enjoys connecting with voters, and believes that representatives should come from the ranks of their communities. Behrens-Benedict started one of three previous campaigns by estimating the smallest possible budget needed to get a message out. No other Democrat wanted to run against an incumbent with a leadership role on the House Ways and Means Committee.

Behrens-Benedict says that she’s come to understand the needs of the 8th Congressional District very well. She doesn’t hesitate to list an unemployment rate that’s third or fourth in the nation as the district’s top priority.

Economy

“Taxes,” Behrens-Benedict says, “are the price of civilization.” They provide funding for services people want, such as roads, hospitals, schools, libraries, and the protection of public lands. She says the current administration and key Republicans appear to be “starving the federal government as it relates to human services.” Even though government is bigger than ever, and overall spending has increased, she says funding for these services falls short of the need for them.

If interest in education were more than lip service, Behrens-Benedict says, it would be better funded. She brings up the example of teacher pay, saying that master’s graduates are faced with taking a starting salary as a teacher for around $30,000, or a job in industry at around $80,000. Students, she says, should have access to smaller classes, better Pell grants, and forgiveness of student loans for key areas.

Behrens-Benedict also doesn’t believe that protecting the environment comes at the expense of the economy. She says that national parks and areas with great natural beauty generate a lot of money from tourism, adding to the economic benefits of clean air and water. Even Republicans, she says, value having fish in their rivers.

War and Terrorism

Coming from a military family, Behrens-Benedict says she is “resolute in [her] support of veterans.” But she says that we aren’t taking care of soldiers when VA hospitals are closing and around 40% of working age National Guard troops don’t have health insurance.

Behrens-Benedict says that when it comes to Iraq, the U.S. needs an exit strategy, and a true international coalition. She says the current administration has been arrogant towards long-term allies and friends such as France and Germany, and points out that the U.S. has now had to go back and ask them for help.

In the short term, she believes it’s important to be vigilant in tracking down terrorist cells. However, she says that the PATRIOT act needs to be thrown out, and that there are ways to fight terrorism without creating secret police.

Additionally, Behrens-Benedict criticized what she considers the under funding of port security, fire departments, police, and first response agencies.
In the long run, Behrens-Benedict wants government and the public to start thinking about taking steps to achieve peace. Saying that terrorism is much bigger than any one person, she believes terror cells will keep springing up if fundamental policy changes aren’t made.

Behrens-Benedict sees a solution in a generous foreign policy similar to the U.S. Marshall Plan, which rebuilt Japan and Germany after the two countries were nearly leveled in WWII.

Family Values

“I can’t tell you,” Behrens-Benedict said, “how much I loathe …those little sound bite[s].” She says the term family values has been used to vilify half the country as though they had no values, or don’t love their children. What does she believe are Democratic values?

Behrens-Benedict says that families should be trusted to decide when to have children, and government should focus more on what happens to them after they’re born. It’s cheaper, she says, to make sure children get a good start than to build a prison.

She does understand why some people are opposed to abortion. In that case, Behrens-Benedict says the goal should be to see that abortion isn’t necessary. She believes birth control should be readily available, including the morning after pill.

Behrens-Benedict’s idea of family includes the right of gay couples to form civil unions. She says civil unions are the future, and that she opposes a Constitutional ban on gay marriage.

Remembering the Community

Behrens-Benedict says she’s looking forward to remembering the needs of the people she’s talked to once she’s in congress. She says that every time someone in congress goes to vote, they have to pass through a gauntlet of lobbyists that “are not working for us. They’re working for corporations and other special interests.”

It’s important, Behrens-Benedict says, that people are “represented as ably and well as Weyerhauser, Boeing, and Microsoft.” Everyone will prosper, she says, if leaders in business and government keep in mind Henry Ford’s belief that you can’t lay off your customers.

Heidi Behrens-Benedict is running as a Democrat for election in the 8th Congressional District of Washington state. To find out more, visit her website.

74 Comments:

Anonymous Anonymous said...

Keep it up. I enjoy your nice blog. check out my home business mlm work
site. It pretty much covers home business mlm work
related stuff.

2:25 AM  
Anonymous Anonymous said...

I'll have to keep that in mind cardio exercise

7:45 PM  
Anonymous Anonymous said...

Hello - Great blog on best home equity loan rate. Keep up the good work. I also have a best home equity loan rate site that I think would interest your readers. Stop by if you get a chance

8:32 PM  
Blogger Webmaster said...

Found new article today on grants for college students. Your readers may be interested in it.

8:39 AM  
Anonymous Anonymous said...

I discuss this topic daily myself. I also have a website that talks about fast kid make money ways related things. Go check it out if you get a chance.

3:54 PM  
Anonymous Anonymous said...

Hi all, to answer your question: Yes, there is info talking about best lead mlm and it is worth reading. Great videos explaining everything about best lead mlm and most important, the money you will make. See you soon. Robert

6:02 AM  
Anonymous Anonymous said...

Hi,

I've put up a site related to domain registration hosting its only been up a couple of days. and i'm still scouting around for information and articles that may be suitable for some of my domain registration hosting pages. Your domain registration hostingblog seems to be a good idea, I doubt if my domain registration hosting site will become as popular... but I suppose that depends on me finding those domain registration hosting articles.... A well, on with my journey - thanks for reading, hope to see you on my domain registration hosting site.

Take care
Steward.

9:40 AM  
Anonymous Anonymous said...

You have a great website here, and I'm going to tell all my friends about it.

2:46 AM  
Blogger safelists said...

Hi N asha, If you would like to make great money online please click here homebased business, for more info on making The Best Marketing,Resell Right,AutoSurf and Affiliate Programs On The Net http://www.incbizz.com. homebased business

9:53 AM  
Anonymous Anonymous said...

Shop at your favorite stores 24 hours a day. Why go to the mall when you can shop online and avoid the traffic

9:40 PM  
Anonymous Anonymous said...

Many reputable debt management companies can help you deal with your debt problems. You can work with a credit counsellor to create your own plan to pay off bills.
tax debt help
Debt Resources Services.

10:05 AM  
Anonymous Anonymous said...

If you struggle with bad credit, credit card debt, or are facing bankruptcy, our bankruptcy/dect counselling resources can help you understand your finances better and help you improve your financial standing.
counselors
Debt Resources Services.

10:08 AM  
Anonymous Anonymous said...

If you struggle with bad credit, credit card debt, or are facing bankruptcy, our bankruptcy/dect counselling resources can help you understand your finances better and help you improve your financial standing. If your site is of simmilar interest contact me and link sites.
Debt Resources Services.

11:39 PM  
Anonymous Anonymous said...

Debt reduction can be done in many different ways. A recent method being used is to buy some debt reduction software.You can purchase debt reduction software online or at a computer software store. The software usually comes with a debt reduction calculator to help you decipher how quickly your debt will be paid off in accordance to your monthly balance payments. Similarly, there are also debt reduction books you can purchase at your local bookstore. The best route for help with debt reduction is to go see a credit counseller or a debt reduction counsellor.
If your site is of similar interest contact me and link sites.
Debt Resources Services.

10:05 PM  
Anonymous Anonymous said...

Shop online today. Forget driving to the mall when you can just click the mouse and order from your favorite store. No traffic to deal with

6:04 PM  
Anonymous Anonymous said...

Hi, I'm just a retiree from Iowa surfing around the net and looking for interesting
blogs. Came across your blog and thought I 'd say hello. Nice site, keep it going.

Regards,
Charley


debt consolidation delaware

9:35 PM  
Anonymous Anonymous said...

Interesting ideas, you can also stop by

information about interior design

5:35 PM  
Anonymous Anonymous said...

thanks for the info

2:35 AM  
Anonymous Anonymous said...

thanks for the info

4:39 PM  
Anonymous Anonymous said...

what?

7:16 PM  
Anonymous Anonymous said...

Once you come across a dedicated Daycare Provider you begin to understand that working in the Child Care field is a labor of love and certainly not a labor for monetsry gain. According to Madga Martinez, UNM Career Works, "Providers earn $12,058 per year on average, and seldom receive benifits or paid leave."
Link to my site: child care chicago

10:33 PM  
Anonymous Anonymous said...

All I can say AWESOME blog! The other half and I just got back from Home Depot and I needed a huge break. I am working on a project right now that is based on cheap home owner insurance. I have literally been on-line for 4-5 hours doing research. Even though your blog really isn�t on the same page as cheap home owner insurance I am certainly glad I came across your blog. There are a ton of great view points on this blog. Well I think I can here the kids calling in the background. I put you in my web favorites and I will certainly come back and visit. If you want to take a peek at my site you can find me here at cheap home owner insurance. I update my site very frequently.(as time permits!) Again, awesome job blogging and I will be back again soon!

4:47 AM  
Anonymous Anonymous said...

Once you come across a dedicated Daycare Provider you begin to understand that working in the Child Care field is a labor of love and certainly not a labor for monetsry gain. According to Madga Martinez, UNM Career Works, "Providers earn $12,058 per year on average, and seldom receive benifits or paid leave."
Link to my site: child care phoenix

4:53 PM  
Anonymous Anonymous said...

Hey!! Very nice blog :0) I just got inside from washing and waxing my truck. It is my baby. Took me 2 hours though. So I settled down into my basement and started doing some web surfing. Anyways I am in the process of grabbing my masters degree and have spent the last 6 months researching average cost home insurance owner. In the midst of my surfing I landed smack dab in the middle of your blog. I hope you do not think I am intruding but I must say it is great blog. Even though your blog is way off base from average cost home insurance owner I found myself cruising through your blog archives for the last half hour :0) You have some nice blogging friends. Anyways, I need to get back to my mission. I wrote don�t your url and feel free to visit me here at http://www.homeowner-insurance-quote.com. I am so busy so I can only update my site monthly. Keep up the great work.

10:10 AM  
Anonymous Anonymous said...

Now you can get this powerful new business opportunity from home way to stay home and cash-in with OVER ONE-MILLION hot products that are already selling like crazy on the Internet...

10:30 AM  
Anonymous Anonymous said...

It's time to take charge of your future and independence by having your own business!

4:07 PM  
Anonymous Anonymous said...

It's time to take charge of your future and independence by having your own business!

3:30 AM  
Anonymous Anonymous said...

Hi, good idea for a blog you have here, thought i'd leave a comment. Keep up your good blogging.

regards,
free health insurance quote

3:33 PM  
Anonymous Anonymous said...

Starting Your Small Business.
Where do you find more customers? How do you compete with bigger businesses? Answer. Build loyalty and rewards.
Link to this site: small business inventory tracking software
http://small-businesses.info/

3:19 AM  
Anonymous Anonymous said...

How your habits control your small business sucess.
Link to this site: small business tax law
http://small-businesses.info/

5:57 AM  
Anonymous Anonymous said...

There has been a lot of to-ing and fro-ing in the search engine world of late and there are lots of conspiracy theories as to why these things happen, it's easy as a webmaster to get caught up in these webs ofintrigue.
Link to this site: seo report
http://seo-faq.info/

9:38 PM  
Anonymous Anonymous said...

This is a great opportunity. Just push a button 4 times per day and make $1,000's per month within one year.

12:29 AM  
Anonymous Anonymous said...

Hi, Just browsing around for ideas for my site. (While we're at the same topic), I'm just getting started if you want to visit:
affordable web hosting

Charles

5:28 PM  
Anonymous Anonymous said...

Hi! I love your blog! Please take a look at my higher education online blog at higher education online. I think you will enjoy it! It talks all about higher education online.

9:57 AM  
Anonymous Anonymous said...

Hey!, Just browsing around for ideas for my new. (While we're at the same topic), I'm just getting started if you want to visit:
personal web hosting

Charles

12:44 PM  
Anonymous Anonymous said...

A real enlightening blog. Don't stop now. You may be interested in living better low interest rate mortgage http://thehomemortgageguide.com Bad Credit? low interest rate mortgage

8:11 PM  
Anonymous Anonymous said...

Your blog is creative, Keep up the great work. Don't miss visiting this site about California mortgage refinancing http://thehomemortgageguide.com Need Information on purchasing a home? California mortgage refinancing

12:02 AM  
Anonymous Anonymous said...

Your blog is great, I always enjoy new ways to gather information. Keep up the great work. No better time than now to learn about home mortgage guide http://thehomemortgageguide.com STOP renting now, Find out how! home mortgage guide

1:44 PM  
Anonymous Anonymous said...

Your Blog. It's nice . If you have a mortgage issue, I'm sure you'd be interested in http://thehomemortgageguide.com New Information revealed! home mortgage guide

6:02 PM  
Anonymous Anonymous said...

A real enlightening blog. Don't stop now. This may be of interest to you information about California mortgage quote http://thehomemortgageguide.com Bad Credit? California mortgage quote

9:55 AM  
Anonymous Anonymous said...

I have been looking through blogs, most are dead getting tired, I found this one and I learned something thanks for the info.

health insurance ontario canada

12:18 AM  
Anonymous Anonymous said...

Hello N asha, I’m out surfing the web for the latest information on mlm lead and noticed your nice site. Although Heidi Behrens-Benedict (D WA-8th CD) wasn’t exactly what I was looking for it certainly got my attention. Now I see why I found your page when I was looking for mlm lead related information and I’m thrilled I found your web site even though its not a perfect match. Great Post, thanks for your informative site.

1:08 AM  
Anonymous Anonymous said...

Hi blogger:)

My school friends are probably interested in this kind of web blog.. We shall tell them all about it.. Who knows they might reall like it...... Thank U..

Regards,
online fast make money

3:09 AM  
Anonymous Anonymous said...

Excellent views here. I somewhat agree with last remark.Have to get back to my studies on consolidation counseling credit debt service.Over tired,consolidation counseling credit debt service.

4:50 AM  
Anonymous Anonymous said...

I really must say this is one of the most beneficial blogs I have ever come across. I am not just saying that to kiss up to you! I am doing a research paper for my master degrees and spent the last 10 hours (and 12 cups of coffee) researching this area topic. So many blogs have generic information but yours is different. I can actually apply some of this information to my works. No worries I will give you credit in my references. I took it upon myself to put you in my favorites and will visit back to let you know how my grade ends up. Many thanks!home owner renters insurance.

2:24 PM  
Anonymous Anonymous said...

Many thanks for creating your blog. It's interesting how people are so different in their interests.

Thank You again,

benefit health ownership pet

6:32 AM  
Anonymous Anonymous said...

Thanks for all the great comments and insights..By the way, are you looking for more information on Industrial Scales ..If so here is a fantastic resource for everything related to batteries and Industrial Scales with information, products, articles and more..Check it out here...dampex.com

1:23 PM  
Anonymous Anonymous said...

I was expecting something very very different when I visited your blog site. Well I think the information on this blog is very useful. I have my own blog and I wish I got half as many useful comments as your blog site does. Anyways, I am a substitute teacher at a local elementary school and I am always doing research on various topics of interest. This weeks area relates 75% to your blog. I already bookmarked your blog for future use. If you want my information I will leave my link at the bottom of this. If you don�t mind I will add my comments to this blog topic once in awhile. Although most of the time I just like to read and see what other people�s thoughts are! (hey I am a teacher!)
Thanks again!florida home owner insurance company.

12:14 PM  
Anonymous Anonymous said...

Hey I agree 100% agree with the last few comments. This blog has great opinions and this is why I continue to visit, thanks! ##link#

8:03 AM  
Anonymous Anonymous said...

Well I just got back from karate lessons and I am so tired. I am currently doing some research for college and came across your blog. Which makes me laugh really. The internet can certainly bring you in the opposite direction. Even though your blog site is not completely related I think your doing a great job. I have read back through the archives and lots of people make some very valid points. Well I have been on-line forever it seems. I need to continue to plug away at home owner insurance cost. If you have the energy swing by our site. I try to update my site weekly and maybe you will see something you like. I already snagged your URL and put it in my favorites. If you do not mind I will be back again. Great job! Sincerely home owner insurance cost.

4:19 AM  
Anonymous Anonymous said...

Hey there N asha, I was looking for an educational blog experience on 97biz.com and I found your blog-site. Heidi Behrens-Benedict (D WA-8th CD) isn’t exactly what I was searching for but it did get my and interest. Now I know why I found your excellent blog-site when I was looking for 97biz.com related information and I’m glad I did even though its not an exact find. Great Informative Post, thanks for the read and educational experience.

3:28 PM  
Anonymous Anonymous said...

Great point and this is why I come back to this blog.Need to finish my write up on consolidation debt most reputable service.Thank you very much,consolidation debt most reputable service.

5:28 PM  
Anonymous Anonymous said...

Hello N asha, I’m out surfing the web for the latest information on 31biz.com and noticed your nice site. Although Heidi Behrens-Benedict (D WA-8th CD) wasn’t exactly what I was looking for it certainly got my attention. Now I see why I found your page when I was looking for 31biz.com related information and I’m thrilled I found your web site even though its not a perfect match. Great Post, thanks for your informative site.

6:04 AM  
Anonymous Anonymous said...

Good Website you.

Wireless Cellular Tower Companies
http://opportunity-center.net/

Regards,
Gerald E.
http://opportunity-center.net/
Wireless Cellular Tower Companies

3:12 PM  
Anonymous Anonymous said...

Hello N asha, I’m out surfing the web for the latest information on 28income.com and noticed your nice site. Although Heidi Behrens-Benedict (D WA-8th CD) wasn’t exactly what I was looking for it certainly got my attention. Now I see why I found your page when I was looking for 28income.com related information and I’m thrilled I found your web site even though its not a perfect match. Great Post, thanks for your informative site.

11:10 AM  
Anonymous Anonymous said...

Hello there N asha, I’m out surfing for a good blog experience on personal finance mlm and found your great site. Although Heidi Behrens-Benedict (D WA-8th CD) wasn’t exactly what I’m looking for it certainly got my attention and interest. I see now why I found your excellent blog-site when I was searching for personal finance mlm related web sites and I’m glad I found your site even though its not an exact match. Excellent Post, thank you for the read.

11:42 PM  
Anonymous Anonymous said...

My oh my. What you find when searching for flags on Blogger.
car flags

1:57 AM  
Anonymous Anonymous said...

Hi there, I have come in search of information. I was told that blogs have some of the best and most relevent information for any given subject. Mine happens to be a horse gift website that has anything from jewelry to horse tack. So I am looking for new products and information based on clock nautical wall to offer my customers and possibly some good marketing ideas for my website. I also have a blog but with the websites that I have and all the work involved in keeping several of them going and updating blogs I am at best posting once a month.

I have enjoyed your blog and am thankfull to be able to sort of pick your brain without actually bothering you.

I want to grow and build my website to be the best and know I have much to learn and fix to even come close.

I have been online for 8 months now so yes we are very young.

We have taken what we love and have turned it into a business.
I hope you come by to visit. I am not trying to sale you anything but would love to here if you have any ideas.

Thank you for your time.
clock nautical wall

3:30 AM  
Anonymous Anonymous said...

I somewhat agree, but the question is why.Great data, now back to working on best consolidation debt service.A Beginner,best consolidation debt service.

6:37 AM  
Anonymous Anonymous said...

Hey there N asha, I was looking for an educational blog experience on homebiz1 and I found your blog-site. Heidi Behrens-Benedict (D WA-8th CD) isn’t exactly what I was searching for but it did get my and interest. Now I know why I found your excellent blog-site when I was looking for homebiz1 related information and I’m glad I did even though its not an exact find. Great Informative Post, thanks for the read and educational experience.

11:49 AM  
Anonymous Anonymous said...

Hey there N asha, I was looking for an educational blog experience on 12income and I found your blog-site. Heidi Behrens-Benedict (D WA-8th CD) isn’t exactly what I was searching for but it did get my and interest. Now I know why I found your excellent blog-site when I was looking for 12income related information and I’m glad I did even though its not an exact find. Great Informative Post, thanks for the read and educational experience.

9:19 AM  
Blogger safelists said...

Hi N asha, If you would like to make great money online please click here homebased business, for more info on making The Best Marketing,Resell Right,AutoSurf and Affiliate Programs On The Net http://www.incbizz.com. homebased business

4:03 PM  
Anonymous Anonymous said...

Hey there N asha, I was looking for an educational blog experience on based business home marketing network and I found your blog-site. Heidi Behrens-Benedict (D WA-8th CD) isn’t exactly what I was searching for but it did get my and interest. Now I know why I found your excellent blog-site when I was looking for based business home marketing network related information and I’m glad I did even though its not an exact find. Great Informative Post, thanks for the read and educational experience.

10:45 AM  
Anonymous Anonymous said...

Hello there N asha, I’m out surfing for a good blog experience on 19work.com and found your great site. Although Heidi Behrens-Benedict (D WA-8th CD) wasn’t exactly what I’m looking for it certainly got my attention and interest. I see now why I found your excellent blog-site when I was searching for 19work.com related web sites and I’m glad I found your site even though its not an exact match. Excellent Post, thank you for the read.

2:24 PM  
Anonymous Anonymous said...

Hi N asha, I’m out searching the web for the latest and greatest information on 32venture.com and found your great site. Although Heidi Behrens-Benedict (D WA-8th CD) wasn’t specifically what I was looking for it definitely got my interest and attention. I see now why I found your interesting blog when I was looking for 32venture.com related information and I’m grateful I found your site even though its not a perfect match. Great Post, thanks for your informative site

9:16 PM  
Blogger safelists said...

Hi N asha, If you would like to make great money online please click here homebased business, for more info on making The Best Marketing,Resell Right,AutoSurf and Affiliate Programs On The Net http://www.incbizz.com. homebased business

10:33 PM  
Blogger safelists said...

Hi N asha, If you would like to make great money online please click here home based business, for more info on making The Best Marketing,Resell Right,AutoSurf and Affiliate Programs On The Net http://www.incbizz.com. home based business

3:48 AM  
Anonymous Anonymous said...

No Hype, No B.S., Our Team does most of the heavy lifting for you.

8:52 PM  
Anonymous Anonymous said...

Great blog very informative re car comparison insurance. In a simliar vain to car comparison insurance would definitely recommend http://www.bargainplace.co.uk for **cheap car insurance** or **cheap home insurance**, even **cheap pet insurance**

2:35 PM  
Anonymous Anonymous said...

Smooth, no itchy moment, worth for it.salon spa

I couldn�t go to my normal beautician for my first Brazilian wax. Exposing my mother goose like that could ruin our relationship. I booked a Friday afternoon appointment with a waxing studio I�d never been to before, and spent the rest of the week in fretful anticipation.

Getting a Brazilian wax requires more vanity than dignity. It is the most intimate form of waxing available, removing all the pubic hairs (yes- all of them) and leaving a nice little landing strip at the top.

Pretty much, it involves being spread eagled and pantless in front of a total stranger. But I felt comfortable after 5 minutes, the waxing lady at Brazilian waxing studio is very patient, nice and very experienced too. And I felt it was not that bad than what I thought at the beginning. Another 15 minutes, I did not realized it was done when i was still listening to the relaxing music.

I still felt very smooth in 3 days later after waxing. I did not feel itchy, or pussy when compared with my shaving days. I think I will go Brazilian waxing studiosalon spasalon spa for my brazilian waxing appointment regularly.

Mark Johnson
St Paul, MN

2:55 PM  
Anonymous Anonymous said...

dakota home modular north

7:11 PM  
Anonymous Anonymous said...

Q: How does your Debt Settlement program work?
A: When you enroll in our debt settlement program, we set you up on a monthly payment that is as much as 50% lower than your current minimum monthly payment. In the meantime, we negotiate with the credit companies to get them to agree to substantially lower the amount you owe. Once you have saved enough money and a creditor has agreed to a pay off (normally 40 to 50 percent of what is owed), we pay off the credit card company with a lump sum settlement.


Q: What are the indications that I may need to join your Debt Settlement program?
A: Our debt settlement program is only for people facing financial HARDSHIP. This means people who are late on paying their debts, have lost their job, have little or no ability to pay their debts in the future and are facing a possible bankruptcy. We do not advocate that any person default on their debts. This program is not designed to negotiate debts for people who have reasonable means to pay off their debts. If you have the ability to pay your debts in the normal fashion, by paying minimum payments, then you should honor your debts and do so. This program is NOT for people who are gainfully employed, have high credit ratings and can meet their monthly debt obligations.


Q: What other debts, besides credit cards can I settle using your Debt Settlement program?
A: We are also able to deal with medical bills, personal loans, repossessions, department store cards, gas cards, and accounts in collections. Since we negotiate with your creditors, we are unable to work with mortgages and cars because they will be able to recover the property in the event that you do not pay according to the terms they stipulate. Student loans also might as well be considered "secured debts" because the federal government will allow a student loan creditor to take your tax refund or levy your bank account without a judgment if you default. Since the bankruptcy law changes in 2005, even private student loans cannot be discharged in a bankruptcy. In sum, we only deal with debts where we will have sufficient leverage in order to procure the lowest debt settlement possible.


Q. Does enrolling into a Debt Settlement program have a negative impact on my credit?
A: Yes, your credit score will decline due to entering this program. How much it will decline depends on your original circumstances. Most of the accounts you place into negotiation are likely to "charge-off", which will reflect negatively on your credit. However, once this charged off debt is settled, the settlement is reported to the credit bureaus. Settled accounts are positive compared to unresolved delinquent debts or bankruptcy. After all the debts have been settled and paid, the credit score should begin to improve since the negative items have been resolved. A high credit score is desirable to have, but if you have a financial hardship and are unable to pay your debts, then your first priority should be to pay your delinquent debts and get back on your feet financially.


Q: Does enrolling into a Debt Settlement program stop collection calls from my creditors?
A: No. Your creditors have every right to try and contact you in order to collect a debt. However, we have been successful in eliminating most harassing telephone calls. If your account is in collections; collections agencies have to adhere to the Fair Debt Collections Practices Act (FDCPA). The FDCPA specifically states that a debt collector is obligated to contact third-parties with a Power of Attorney instead of the debtor. Once you enroll in our debt settlement program, we fax or mail a Power of Attorney to your creditors notifying them that we are handling your account.


Q: Can I still use my credit cards?
A: NO. All credit cards in the program will not be active and you will not have credit privileges. Any cards you DO NOT put into the program should not be used except for emergency purposes. This program is for you to get out of debt.


Q: Should I close my credit card accounts after enrolling in your debt settlement program?
A: Yes, you should close your account. In general, it is far better for an account to read "account closed by consumer" on your credit report versus "account closed by credit grantor." It shows to any future lenders that you took the initiative in your situation, which is helpful.


Q: What is the difference between Debt Settlement and Credit Counseling?
A: In a debt settlement program, negotiators work on your behalf to reduce your balance by up to 50%. In a credit counseling program, counselors work to reduce interest rates. The average credit card debt settlement program lasts between 1 and 3 years, whereas credit counseling services last for between 4 and 6 years. In general debt settlement tends to be a more aggressive approach to debt elimination.


Q: What is the difference between Debt Settlement and Debt Consolidation?
A: There are two types of debt consolidation: secured and unsecured debt consolidation. With secured debt consolidation, a consumer gets a loan that is collateralized by a home or vehicle to pay off their credit card debt, and then pays back the loan at lower interest since it is secured by property. With an unsecured debt consolidation loan, a consumer gets a loan from a bank, presumably at a marginally lower interest rate, to pay off their credit card debt. Debt Settlement does not involve lending, but rather negotiating with credit card companies and other creditors to reduce the amount you owe.


Q: What is the difference between Debt Settlement and bankruptcy?
A: Debt settlement is very different from bankruptcy. For starters, bankruptcy has far wider implications for your credit versus Debt Settlement. Bankruptcy is a suitable alternative for consumers who do not have any income or are seeking debt relief for secured debts like mortgages and car loans. In a Chapter 7 bankruptcy, the court orders a debtor to liquidate all of their non-exempt property and pays the creditors back with the proceeds from their sale. In a Chapter 13 bankruptcy, the court orders a debtor to turn over all their disposable income for 5 years.


Q. Can I be sued while I am enrolled in a Debt Settlement program?
A: Yes, your creditors certainly have the right to sue to recover their money. But usually the purpose of the lawsuit is to force a settlement on the matter. In our experience, most creditors would rather not go to the expense of suing and simply try to negotiate a settlement.


Q: What will I pay for your services?
We charge a 15% fee which is calculated based on the total amount of debt that an individual brings into the debt settlement program. This fee is recovered from your monthly payments in the first 12-15 months of the program. All costs and fees are always fully disclosed and you are required to sign for approval before you commit to our program.


Q: Can I apply for other credit while enrolled in the Debt Settlement program?
A: No, you cannot apply for other credit while enrolled because it could affect our ability to negotiate with the credit card companies. In some cases they will say, "If this client was having trouble with his or her debt, why have they applied for other credit cards after they enrolled in your program?" Moreover, the goal of our credit card debt settlement service is to help our clients become debt free, and applying for other credit cards while you were enrolled would defeat the original purpose of the program.


Q: Are there any tax implications associated with enrolling in the Debt Settlement program?
A: Yes, it is possible that you may be taxed on the savings related to our settling of your credit card debt. However, for clients who are technically insolvent, then the IRS only requires that you file a form 982, which exempts you from having to pay taxes on the savings from your credit card debt settlement program. The IRS defines insolvency as financial state in which someone owes more (liabilities) than the value of their assets. Many of our clients fall under this category, but you should consult a tax attorney for advice regarding your situation. Secondly, even if you are taxed on the savings from debt settlement, you still save a lot of money. Remember, you are only taxed on a percentage of the savings. That is, if our debt settlement program saved you $2000 off one of your credit cards and you had to pay 25 percent of that amount to the IRS ($500), then you still saved approximately $1500 and thousands of dollars more when you factor in the interest charges you did not have to pay.


Q: What are my responsibilities throughout the Debt Settlement program?
A: Your main responsibilities are to be truthful and to make your monthly payment as planned. Without ample savings we will be unable to obtain settlements from the credit card companies. If you will have trouble making your monthly payment, then it is important that you notify us 5 business days in advance, so you do not get charged for having insufficient funds. Moreover, it is important to stay in touch with us, so we always have quick and easy access to you during the negotiation process in the event that we need you to supply our debt settlement experts with any important information regarding your credit card accounts.


Q: Can I include accounts into the Debt Settlement program that have authorized users or co-applicants?
A: Before enrolling any credit cards with co-applicants, we ask that the co-applicant sign a waiver acknowledging that they are allowing the account to be included in our debt settlement program. For authorized users, we advise that you ask the credit card company to remove the person from the account prior to enrollment. If this does not work, we will need the authorized user to sign a waiver acknowledging that they allow the account to be included in the debt settlement program.


Q: What is the difference between credit card debt settlement and credit repair?
A: Credit repair involves removing inaccurate or unverifiable information off your credit report. Clients of our credit card debt settlement program will oftentimes use credit repair after their debts are eliminated to more rapidly increase their credit scores. Unlike debt settlement, however, credit repair cannot eliminate debts that you actually owe.


Q: Do you make payments to each of my credit cards every month?
A: No, we negotiate with your credit card companies to lower the amount that you owe. Once you have saved enough money and one of the credit card companies has agreed to lower the amount you owe, we pay them off with a lump sum settlement of your debt




http://www.debt1consolidatioon.com

10:49 PM  
Anonymous Anonymous said...


San Jose(meaning St. Joseph in Spanish) or San José is the third-largest city in California, and the tenth-largest in the United States. It is the county seat of Santa Clara County. San Jose is located in the Santa Clara Valley, which has been dubbed the "Silicon Valley," at the southern end of the San Francisco Bay Area. Once a small farming city, San Jose became a magnet for suburban newcomers in new housing developments between the 1960s and the 1990s, and is now the largest city in Northern California. The official United States Census Bureau population estimate for July 1, 2006 is 929,936.The California Department of Finance estimates, San Jose's population on January 1, 2007 was 973,672.
Originally known as El Pueblo de San José de Guadalupe, San Jose was founded on November 29, 1777 as the first town in the Spanish colony of Nueva California, which later became Alta California. The city served as a farming community to support Spanish military installations at San Francisco and Monterey. When California gained statehood in 1850, San Jose served as its first capital. After more than 150 years as an agricultural center, increased demand for housing from soldiers and other veterans returning from World War II, as well as aggressive expansion during the 1950s and 1960s, led San Jose to become what would later be known as the Capital of Silicon Valley. Growth in the 1970s attracted more businesses to the city. In the late 1980s, after four decades of heavy development and population growth, San Jose surpassed San Francisco in population to become the third most populous city in California. By the 1990s, San Jose's location within the booming local technology industry earned the city the nickname Capital of Silicon Valley.

http://www.kissmyassclub.com

10:13 PM  
Anonymous Anonymous said...


San Jose(meaning St. Joseph in Spanish) or San José is the third-largest city in California, and the tenth-largest in the United States. It is the county seat of Santa Clara County. San Jose is located in the Santa Clara Valley, which has been dubbed the "Silicon Valley," at the southern end of the San Francisco Bay Area. Once a small farming city, San Jose became a magnet for suburban newcomers in new housing developments between the 1960s and the 1990s, and is now the largest city in Northern California. The official United States Census Bureau population estimate for July 1, 2006 is 929,936.The California Department of Finance estimates, San Jose's population on January 1, 2007 was 973,672.
Originally known as El Pueblo de San José de Guadalupe, San Jose was founded on November 29, 1777 as the first town in the Spanish colony of Nueva California, which later became Alta California. The city served as a farming community to support Spanish military installations at San Francisco and Monterey. When California gained statehood in 1850, San Jose served as its first capital. After more than 150 years as an agricultural center, increased demand for housing from soldiers and other veterans returning from World War II, as well as aggressive expansion during the 1950s and 1960s, led San Jose to become what would later be known as the Capital of Silicon Valley. Growth in the 1970s attracted more businesses to the city. In the late 1980s, after four decades of heavy development and population growth, San Jose surpassed San Francisco in population to become the third most populous city in California. By the 1990s, San Jose's location within the booming local technology industry earned the city the nickname Capital of Silicon Valley.

http://www.kissmyassclub.com

10:17 PM  

Post a Comment

<< Home